Monday, October 22, 2012

The Insurance

I have no idea if I'm insured at the moment.

I know the dog isn't, and should be. Trust me, he's proven it, but more on that later.

I'm fairly sure neither Boyfriend or me has private insurance for, say, us crashing our bikes or our hypothetical hamster chewing through some wiring and blacking out an entire city block. We should work on that, I know.

But what I'm especially nervous about is not having medical insurance. I might still be insured in Belgium, since my international insurance card says I'm insured until the last of December. But then there's the part where my parents no longer receive money for me being their child. On the other hand, it might be all people in a certain area of my dad's contract are insured.

Technically, I should be insured by my job. I earn enough for the German government to demand my employer provides me with some from whichever company I choose. Except the paperwork for my job is incomplete, so I haven't done that bit yet. I'm officially employed since the first of October, but W. only got my personal info... Well, I sent the e-mail two hours ago, and I don't have a copy of the proof of legal residence provided to me by the city, which I should have on me at all times.

And it's making me scared.

Not being sure if I have to pay everything myself if I break my leg is worrying. Possibly getting into hospital and having to pay more than 10 euros a day for staying there is worrying. It's gotten to the point where my paranoid brain gets scared when I wander too far away from home, in the possible path of freak accidents, the aftermath of which I may or may not have to pay myself.

I didn't come to Germany for the health insurance, don't get me wrong. But I didn't plan on not having any, either.

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